The documents a dealer must give to a consumer when they purchase or lease a vehicle continue to grow. It is a Consumer Sales Practice Act violation not to give a copy of any document that the consumer signs at the time the consumer actually signs it. Likewise, there are some documents that the consumer does not sign that are still required by law to be given to the consumer at the time of the transaction. It is possible to list as many as 20 or more documents that an auto dealer may require the consumer to sign or that are required by law to be given to the consumer. Set forth below are just 6 of the documents many consumers may not be given. Failure to provide any one of these documents can be the basis for a Consumer Sales Practice Act violation allowing the consumer to rescind the transaction or obtain treble monetary damages or $ 200.00, whichever is greater.
Authorization For Auto Payoff (on a trade-in)
Certificate of Insurance
MSRP
Odometer Disclosure Statement
Pre delivery Checklists
Used Motor Vehicle Rule (Buyer's Guide concerning warranty)
To obtain more information about all the possible documents that should be made available to a consumer, Blackstone Legal Publications, Inc. has an manual available that details all the various documents an auto dealer needs to be prepared to give to the consumer.